"It Will Change The Way You View The Moneytary System Forever"
FAST TRACK 1040 ~ A 90 Day Experience
Learn the process once, and it serves you for life. FAST TRACK 1040 isn’t just about one filing — it gives you high-touch coaching to master the private-side filing process, recoup the credits that are rightfully yours, and gain the clarity and confidence to establish and protect your legacy—for every return you file from here forward.
This isn’t theory. It’s strategy that works — when you work it.
You’ve heard the whispers:
Your name is a trust.
Your Social Security number ties you to a credit account.
Your credits are already there — but you were never taught how to claim them.
FAST TRACK 1040 is for those who are ready to stop circling the information and start executing.
Accelerate your success by tapping into our expertise — so you can skip the guesswork, the information overwhelm, and focus on getting results in 90 Days.
What You'll Accomplish in 90 Days:
This isn’t fluff. It’s a structured, actionable journey into credit reclamation, using your IRS Transcripts as your map.
🛡 1. Reclaim Credits & Unlock Your Refund
Use proven private-side strategies to identify overpayments, report and recoup credits correctly on your 1040 IRS return, and position yourself to receive your refund.
🏛️ Establish Your Private Tax Structure
Set up and activate your trust + sole proprietor management system, file your fiduciary documents, and operate as the creditor — not the debtor.
🎯 File Your 1040's to maximize a refund
Learn the private-side filing process step-by-step and how to pay yourself as the Trustee — including all schedules, supporting forms, as well as templates.
📜 FAST TRACK 1040 - 90-Day Outcome —
What You’ll Achieve
📍 Orientation: Foundation, Community & Success Path
What you’ll accomplish:
Understand the 90-day filing roadmap, checkpoints, and success metrics
Set expectations, timelines, and accountability structure
Learn the private-side filing philosophy & fiduciary mindset
Meet your cohort, support partners, and peer accountability pod
Create your filing calendar and documentation system
Learn how to file your 1040 and introduce you to 1041 filing
Outcome: You are organized, supported, and ready with a clear plan and community synergy.
1️⃣ 1099 Organizational Strategy + Mapping Your Filing Plan
What you’ll learn & complete:
Understand how 1099 reporting supports accurate personal returns
Determine which 1099 forms apply to your situation
Map entity flows (individual, sole prop, trust)
Create your ledger + documentation structure
Use spreadsheet templates to track transactions and correspondence
Outcome: You’ll have a clear and organized reporting strategy and documentation system.
2️⃣ Invoicing & Paying Yourself Without a W-2
What you’ll learn & complete:
Understand private-side compensation structures
Create compliant invoices and payment records
Learn distinctions between 1099-MISC and 1099-NEC
Develop a record of compensation transactions for filing
Practice entity-to-entity documentation
Outcome: You’ll confidently manage income proof & invoicing without needing a W-2.
3️⃣ Employee Filing Schedules — Form 1040 Structure Part 1
What you’ll learn & complete:
Understand and apply:
Schedule D (capital gains & losses)
Schedule E (passive income / trust / rental inputs)
Schedule B (interest/dividends)
Learn where employee-type income flows on the 1040
Understand transcript alignment & matching documents
Outcome: You’ll get comfortable with employee-based filing schedules and document matching.
4️⃣ Business Filing Schedules — Form 1040 Structure Part 2
What you’ll learn & complete:
Understand and apply:
Schedule C (sole prop income & expenses)
Schedule 1 (additional income & adjustments)
Form 8949 (asset basis and reporting support)
Learn to document business expenses and income
Create expense categories and tracking systems
Outcome: You’ll master personal and business-side reporting on the 1040 with confidence.
5️⃣ Everything Form 1040 — Completing Your Return
What you’ll learn & complete:
Step-by-step 1040 walk-through
Learn to use tools like FreeTaxUSA & Intuit
Connect all schedules, forms, and entries
Attach supporting docs packet
Review accuracy, consistency, and recordkeeping
Outcome: You’ll be able to complete and file a Form 1040 confidently and accurately.
6️⃣ Amending Returns — Form 1040-X Mastery
What you’ll learn & complete:
Introduction to amending returns
When and why amending may support a more accurate outcome
Walk-through of 1040-X
Supporting docs & amend-strategy file organization
How to track amended return timelines
Outcome: You’ll be equipped to correct or refine filings when appropriate using 1040-X.
7️⃣ IRS Communication & Remedy Response Protocols
What you’ll learn & complete:
Understand notice types & timelines
Learn correspondence best practices
Draft response templates for IRS letters
Intro to Form 843 (abatement + reconsideration requests)
Understanding bonded promissory note remedy concepts
Outcome: You’ll know how to communicate professionally with the IRS and respond to notices proactively.
8️⃣ Protecting & Managing Your Refund
What you’ll learn & complete:
Safe account structures (CU, MM, Fidelity, Schwab, etc.)
Understanding wealth flow + asset safety planning
How to receive a Treasury check or direct deposit securely
Introduction to working with investment advisors / private bankers
Create your Personal Sovereign Wealth Plan™ template
Outcome: You’ll learn how to receive, store, and steward funds responsibly and plan for sustainability.
9️⃣ Transition to Private-Side Trust Stewardship
What you’ll learn & complete:
How private-side flows differ from public filings
Moving 1099A,B,B credits onto 1040 IRS to generate a refund request
Understanding beneficiary distributions vs fiduciary reporting
Estate protection mindset + long-term strategy
Introduction to Form 1041 (conceptual overview)
Outcome: You’ll start to master the pathway from individual 1040 filing to private trust-based 1041 stewardship.
🎓 Final Result
By the end of 90 days, you will have:
✅ Built and implemented your filing system
✅ Have a structured plan on how to manage your financial records and estate moving forward
✅ Prepared and filed your 1040 (and/or amendment packet) *no refund guarantees
✅ Learned to correspond with the IRS effectively
✅ Begun your wealth protection and Trust & Estate private-side plan
All while becoming confident, competent, and sovereign in your filing process.
What's Included:
Live Support:
~ 9 x 90-minute Live Classes + Q&A Sessions
~ 3 expert coaches
~ Replay archives available 24/7
~ High-level strategic instruction + real-time walkthroughs
~ Ongoing Group Support
~ Private Telegram group chat
~ Community troubleshooting, guidance, and momentum
~ Ask questions, get clarity, stay accountable
~ 3 hr private 1:1 zoom session with a dedicated, experienced coach to help you file your 1040 confidently.
Investment & Enrollment Details:
FAST TRACK 1040 ~ 90-Day Experience:
Your full access to live classes, recordings, group support, and step-by-step coaching:
✅ $4999 One-Time Payment
— or —
✅ 3 Monthly Payments of $1999
— or —
✅ 6 Monthly Payments of $1199
Optional 1:1 VIP Messaging Support:
Would you prefer to keep your matters private?
With this upgrade you'll have private access to an experienced and dedicated coach,
You'll receive personalized answers, documented feedback, and help troubleshooting during the full 90 day program.
Monday–Friday, 10am–6pm CST via Telegram chat.
Add for just $1999 (total program cost = $6,998).
Only available 3 VIP spots available.
Limited Enrollment — Only 5-8 Spots Per Cohort
FAST TRACK 1040 is a private, application-only program.
We accept students who have:
~ Completed the Claim Your Credits Process (and or proven Trust, 1099's and CYC has been completed)
~ Ready to take consistent action
~ Committed to finishing the full 90-day process
~ Willing to take fiduciary responsibility
~ Done with guessing — and ready to get results
No fluff. No gurus. Just real tools, real support, and real outcomes.
Get three amazing coaches in one program!
About Your Coaches:
Johanna G.
Johanna Gardner is the Communications Director at Fast Track Trustee and a seasoned coach and financial strategist with decades of experience in finance, corporate consulting, and real estate. She empowers individuals to step into private-side living with confidence, guiding them through the complexities of trust creation, credit reclamation, and asset protection with clarity and care.
Johanna has helped 1000's of professionals and entrepreneurs restructure their personal and financial affairs to experience greater freedom, ease, and joy around money. Her coaching blends step-by-step practicality with deep knowledge of mortgages, banking, IRS processes, and fiduciary responsibilities—making her a trusted mentor for those ready to reclaim self-governance in the private domain.
Known for her clear communication, strategic insight, and unwavering commitment to her students' success, Johanna is dedicated to helping others claim what’s rightfully theirs and build a foundation for lasting financial freedom.
Originally from England and raised in Hong Kong, Johanna is a world traveler, artist, and mother of two grown sons now building families of their own. In her free time, she enjoys creating art and exploring personal growth.
Learn more:
JohannaGardner.com
Former Owner & CEO:
InnOnTheRiverwalkSA.com
Richard K.
Born in Sweden to Yugoslavian parents who escaped the hardships of communist Yugoslavia, Rikard Krvarić was raised in a richly multicultural environment that shaped his worldview, resilience, and appreciation for freedom. His father built a successful food import-export business in Sweden, and from a young age Rikard learned the value of discipline and hard work by helping in the family business. Those early experiences instilled in him a lifelong drive to build, create, and understand systems—whether in business, hospitality, or technology.
Rikard’s fascination with technology began early, sparked by the Commodore 64 computer. What started as a childhood curiosity grew into a deep passion for information technology and problem-solving. Before fully entering the IT world, he pursued a successful career in hospitality, studying hotel management in Switzerland and later earning both a Bachelor’s and Master’s degree from Florida International University’s Chaplin School of Hospitality & Tourism Management. He went on to serve as a Food & Beverage Manager for a major international hotel chain, developing leadership and operational expertise. He thrives under pressure and especially enjoys process improvement—turning challenges into opportunities for greater efficiency and innovation.
Guided by a lifelong interest in systems and optimization, Rikard transitioned into IT, specializing in information security and management information systems. His career evolved into enterprise networking, then collaboration and telephony, where he led the conversion of multiple manufacturing plants to Cisco VoIP and now serves as Lead Collaboration Engineer at a major U.S. college.
After becoming deeply immersed in Patrick Devine’s discoveries, Rikard expanded his mission into education and empowerment. As Education Director at Fast Track Trustee, he teaches individuals about fiduciary responsibility, private self-governance, and IRS processes in a clear, approachable way—helping people reclaim their legacy and understand the power of knowledge and lawful self-management.
Gwendolyn B.
Empowerment Coach • Visionary Leader • Faith-Based Strategist
Gwendolyn Bean is a purpose-driven empowerment coach and visionary committed to helping individuals unlock the Great Power within. Through faith-based principles and practical strategies, she guides others to rise above life’s challenges and manifest victory, joy, and peace in every area of life.
Her journey began with a revelation that true living starts beneath the surface—a realization that inspired her life’s mission to help others discover their divine foundation and freedom in Yeshua Hamashiach. Gwendolyn’s work combines spiritual insight, empowerment coaching, and real-world experience to help others access the “Already Provided Freedom Resources” available through faith and alignment with divine purpose.
With a B.A. in Accounting (Cum Laude) from Dillard University and over two decades of professional experience across auditing, regulatory compliance, tax incentive recovery, entrepreneurship, and financial literacy, Gwendolyn blends business acumen with spiritual wisdom. Her background includes generating multimillion-dollar savings for major corporations while mentoring individuals toward financial independence and legacy building.
Today, Gwendolyn channels her passion for teaching through her educational media project, “Let’s Talk Podcast,” available on YouTube at DivineFoundation119—a platform designed to educate, uplift, and empower global audiences to flourish in their divine purpose.
Known for turning complexity into clarity and inspiring transformation through faith and action, Gwendolyn leads with integrity, compassion, and vision—empowering others to live boldly, walk freely, and pursue purpose without limits.
FAQ's:
Q: Who is this program for?
A: FAST TRACK 1040 is for individuals ready to take control of their private estate, claim their credits, and learn to operate as a private fiduciary. It’s ideal for those who want actionable steps, expert support, and are committed to completing the process.
Q: Do I need any experience with law or taxes to join?
A: No prior experience is required. We’ll teach you step-by-step, starting from the basics of organizing your documents to filing the necessary forms, setting up trusts, and navigating your IRS transcripts.
Q: How long will it take to start seeing results?
A: While everyone’s timeline varies, most students begin seeing movement on their credits and IRS records within the 90-day program. Completing each step on schedule will give you the fastest path to results.
Q: Is this legal?
A: Everything we teach uses public statutes, IRS guidelines, and proper processes. We don’t give legal advice, but we show you how to work within the law to claim what’s yours. Many of these processes have been used by thousands of people who successfully reclaim their standing.
Q: What if I can’t make the live calls?
A: No problem! All live classes and Q&As are recorded and archived so you can catch up anytime. You’ll also have ongoing support in the private Telegram group to ask questions between sessions.
Q: How much time should I set aside each week?
A: Plan for 2-6 hours per week to attend calls, gather documents, complete filings, and interact in the group. The more consistently you work, the faster you’ll complete your process.
Q: What if I have questions specific to my situation?
A: That’s exactly why we include group Telegram support — and you can upgrade to VIP messaging for personalized, one-on-one help from your coach during business hours.
Q: Why is the program limited to only 5-8 students per cohort?
A: We keep cohorts small to ensure every participant receives personal attention, detailed document reviews, and responsive support. This isn’t a cookie-cutter course; it’s a high-touch mentorship.
Q: Can I add my spouse/partner for free?
A: Each cohort is capped at 5-8 participants only. (Perhaps, on occasion there might be a temporary 9th+ person, until another cohort opens.)
Because of the time and energy it takes to coach each individual persons matter, it's not condusive to open the door to other spouses or partners (or 'friends) joining for free—otherwise it wouldn’t be fair to you or the rest of the group. That’s why enrollment is per person. If a spouse, partner, or friend wants to join, they would need their own spot.
Your coach will always answer questions that directly support you and your learning, especially when the insight naturally benefits your family too.
What your coach can’t do is answer questions on behalf of another person who isn’t enrolled.
Holding this boundary is what keeps the program valuable and fair for every single member.
Q: What are the terms and conditions of working with Fast Track Trustee?
Please go here to read the most updated Terms and Conditions:
FTT Terms and Conditions
Q: Do you offer refunds?
A: Due to the live, personalized nature of this coaching program, we do not offer refunds. We encourage only those fully committed to completing the program to apply.
Q: How do I apply?
A: Click the “Apply Now” button on this page and complete the application form. We’ll review it to ensure you’re a good fit and contact you with next steps if accepted.
Q: Why We Cannot Guarantee Results or Refunds
Although we are dedicated to bringing you proven first hand knowledge from successful 1040 filers, we can not guarantee a refund.
Every participant’s situation is unique — including prior filings, income types, documentation accuracy, and how promptly or thoroughly they complete each step.
Because this program teaches you how to organize, prepare, and submit your own filings rather than filing on your behalf, the outcomes depend entirely on your personal effort, accuracy, and the IRS’s independent review process.
While we provide proven education, templates, and community support, we are not your tax preparer, legal advisor, or financial representative.
We cannot control how the IRS processes individual filings, how quickly they respond, or whether a refund will be issued.
Our commitment is to education, empowerment, and accuracy — giving you the knowledge and structure to complete your filings with confidence.
Your results will naturally vary based on your personal diligence, documentation, and circumstances.
Why FAST TRACK 1040 Works:
Most people try to do this with half-information from Telegram channels and YouTube. But they never take action — or worse, they do it wrong and get stuck. FAST TRACK 1040 isn’t just information. The FAST TRACK 1040 — 90-Day Refund™ program is designed for independent learners, entrepreneurs, trustees, and private-side stewards who are ready to take an active role in understanding and managing their own filing process — rather than outsourcing it blindly. It’s a fit for you if you’re ready to: 💼 Build Your Confidence in the 1040 Process You want to understand how the return actually works — line by line, schedule by schedule — so you can make informed, lawful filing decisions with clarity instead of confusion. 💰 Organize and Report Income the Right Way You’ve earned income outside a traditional W-2 job (through a sole prop, trust, or private contract) and need to learn how to document, invoice, and report it accurately. 🧾 Gain Literacy in IRS Forms & Private-Side Filings You’re curious about how 1099s, 1040s, and even 1041s interconnect — and want to learn the language of fiduciary reporting without the overwhelm. 🏛️ Operate as a Responsible Fiduciary You’re establishing or managing a trust, or simply want to understand your fiduciary role when acting on behalf of an estate or private entity. 🧠 Develop a Private-Side Wealth Mindset You value structure, documentation, and lawful stewardship. You’re interested in wealth protection strategies, not speculation — learning how to manage what’s yours with care and intention. ⚖️ Maximize Accuracy and Opportunity You recognize that results vary by individual circumstance and there are no guarantees of a refund from this program — you’re committed to taking accurate, responsible steps that maximize the opportunity for a positive, lawful outcome. 💬 Thrive in a Supportive Learning Community You enjoy learning alongside others on a similar path — asking questions, sharing wins, and celebrating milestones together inside a guided, high-integrity space. Mentorship from three expert coaches who have walked the path and helped others do the same. This is your time to move from confusion to confidence — and from theoretical to practical. *results may/do vary, no guarantees of refund.